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Apply.Approved.Drive!

Secure fast approval for used cars even with bad credit. Total Car Loans allows you to drive your dream car today, regardless of your credit history.

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We are here 24/7 to assist you in every way that we can.

Instant Approval

Same-day auto loans with immediate responses. Drive home in a new car today!

Bad Credit Specialist

Bankruptcy, repossession, divorce? Our dealers specialize in second-chance financing.

98% Acceptance

We work along side specialized finance dealers ready to approve you today.

Find the Right Dealership For You.

Not all dealerships handle bad credit auto lending equally. You need the right lenders, solid bank relationships, and the perfect vehicles. Total Car Loans partners only with top dealerships in Indiana to get you approved fast. It’s time to drive!

Get Approved Today

3 Easy Steps

1

Choose a Vehicle

Provide basic employment and residence information to receive an instant decision.
2

Easy Application

Select your preferred type, and we'll match you with dealers having the right inventory.
3

Drive Away!

Connect with dealers specializing in bad credit auto loans in Indiana.
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Why Choose Total Car Loans?

  • Instant Processing: Same-day approvals and immediate dealer contact
  • Private & Secure: Confidential application process
  • Competitive Rates: Best terms for your situation
  • 98% Acceptance: Nearly everyone drives
  • Flexible Options: All vehicle types available
  • Zero Cost: No application fees ever
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Success Stories

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Bad Credit. No Problem.

Drive home in your dream car today fast and easy with Total Car Loans!

Contact Us

812-350-8411

Total Car Loans connects car buyers with trusted lenders and dealerships nationwide, offering a streamlined and accessible financing process for all credit types, with APR rates ranging from 3% to 25%, depending on credit history, lender policies, and state usury laws; final loan terms, including interest rates and conditions, are determined by the lender upon approval, and by applying, you consent to a credit check for lending purposes, which may impact your credit score—thank you for choosing Total Car Loans, where we’re committed to helping you get on the road with confidence!